Prescott Federal Credit Union

Visa/Credit Card

Young Woman Checking Credit Card Application

Boost Your Purchasing Power

When used responsibly, the right credit card can help you build your credit score and protect your finances. Prescott FCU offers a simple and straightforward Visa® credit card for your spending needs.

  • $0 annual fee
  • Credit limit up to $10,000
  • Fixed interest rate that won’t go up
  • 30-day grace period before payments are due

Need to build or rebuild your credit? Ask about our secured credit card option, which lets you use your savings as collateral while enjoying traditional credit card benefits.

Get Started Today

Applying is quick and simple! Call us or stop by, and we’ll walk you through your options in just a few minutes.

Is a credit card right for you?

For everyday spending and small purchases, credit cards can be a great financial tool. Plus, they offer added convenience and security when traveling or in an emergency. Just keep in mind that it’s best to pay off your credit card balance in full every month to avoid interest charges.

For debt consolidation or larger expenses that you can’t pay off in a month, <<a personal loan>> is likely the better option. With a typically lower fixed rate and monthly payments, a personal loan offers steady financing and a predictable payoff timeline.

Applying Credit Card with Prescott Federal Credit Union
Discover the local difference at Prescott Federal Credit Union

Discover the local difference at Prescott Federal Credit Union We’re your local, not-for-profit financial cooperative, serving military veterans, federal employees and Embry-Riddle staff and students. Learn more about our mission and become a member.

Join us

Experience the difference of a financial institution that truly put you first.