Prescott Federal Credit Union
Rates
Loan Rates
- Vehicle Loans
- Other Loans
Effective as of: 07/01/2024
To join Prescott Federal Credit Union, you must qualify under our approved Field of Membership and meet the membership requirements as set forth in Prescott Federal Credit Union Bylaws. A copy of Credit Union Bylaws is available upon request. By applying for membership, you authorize Credit Union now and in the future to review your account, credit and employment history, including but not limited to obtaining a report from a consumer reporting agency to verify your eligibility for membership, accounts and services.
Actual Annual Percentage Rate (APR) dependent upon borrower(s) credit qualifications. Rates are tiered based on loan terms. Loan terms subject to loan amount.
Vehicle Loans
Since 1937, we’ve helped members achieve their goals with competitive rates and personalized support. Enjoy rates as low as 5.89% APR for new or used cars, or explore loans for RVs, boats, and motorcycles with terms up to 240 months*. As a trusted financial cooperative, we put you first.
Have questions or need more information? Contact us to explore our rates and financial options. Our team is here to help you make informed decisions for your financial goals.
8:30am – 4:30pm
Don’t hesitate to connect with us — we look forward to assisting you!
RV/Motorhome/Boats ($10,000 Minimum) *Terms of 240 Months can only be for 2015 or newer
Up to 240 months*
- APR as low as 8.34%
Motorcycles/Jet Skis/ATV's/Razors ($15,000 Minimum)
Up to 84 Months
- APR as low as 6.59%
Motorcycles/Jet Skis/ATV's/Razors ($12,000 Minimum)
Up to 84 Months
- APR as low as 7.09%
*Term of 240 Months can only be for 2015 or Newer.
RV/Motorhome/Boats ($10,000 Minimum) *Terms of 240 Months can only be for 2015 or newer
Up to 240 months*
- APR as low as 8.34%
Motorcycles/Jet Skis/ATV's/Razors ($15,000 Minimum)
Up to 84 Months
- APR as low as 6.59%
Motorcycles/Jet Skis/ATV's/Razors ($12,000 Minimum)
Up to 84 Months
- APR as low as 7.09%
Other Loans
We support members with flexible loan solutions, including signature loans starting at 14.25% APR, share-secured loans at 3% over CD rates, and credit cards with rates as low as 12.0% APR. We also offer revolving credit and overdraft protection. Our focus is on providing financial solutions designed to meet your needs and help you achieve your goals with confidence.
Have questions or need more information? Contact us to explore our rates and financial options. Our team is here to help you make informed decisions for your financial goals.
8:30am – 4:30pm
Don’t hesitate to connect with us — we look forward to assisting you!
April 2025 Loan Promotions
*Actual Annual Percentage Rate (APR) dependent upon borrower(s) credit qualifications.
Rates are tiered based on loan terms. Loan terms subject to loan amount.
Have questions or need more information? Contact us to explore our rates and financial options. Our team is here to help you make informed decisions for your financial goals.
8:30am – 4:30pm
Don’t hesitate to connect with us — we look forward to assisting you!
Savings Rates
Effective as of: 12/26/23
Maximize your savings with Prescott Federal Credit Union. As a financial cooperative, we’re dedicated to helping you reach your financial goals with competitive rates and personalized support. Whether you’re saving for the future or building a secure foundation, we offer the tools and resources you need to succeed.
Annual Percentage Yield
< $2,000 - 0.40%- Credited Quarterly
- Min. Opening of $10
- Min of $100 to earn APY
- Compounded Quarterly
Annual Percentage Yield
> $2,000.01 - 0.50%- Credited Quarterly
- Min. Opening of $10
- Min of $2,000.01 to earn APY
- Compounded Quarterly
Certificate Rates
Effective as of: 01/01/2025
Take advantage of our competitive certificate rates to grow your savings effectively. With terms ranging from 6 months to 60 months, enjoy annual percentage yields (APY) as high as 4.00%, compounded monthly. Open your certificate with a minimum deposit of just $1,000 and watch your money work for you. Whether short or long-term, our options provide a secure and rewarding way to achieve your financial goals.
Have questions or need more information? Contact us to explore our rates and financial options. Our team is here to help you make informed decisions for your financial goals.
8:30am – 4:30pm
Don’t hesitate to connect with us — we look forward to assisting you!
6 Month Term CD
Annual Percentage Yield (APY)
3.75%- Compounded Monthly
- Min. Opening of $1000
12 Month Term CD
Annual Percentage Yield (APY)
3.63%- Compounded Monthly
- Min. Opening of $1000
18 Month Term CD
Annual Percentage Yield (APY)
3.51%- Compounded Monthly
- Min. Opening of $1000
24 Month Term CD
Annual Percentage Yield (APY)
3.36%- Compounded Monthly
- Min. Opening of $1000
30 Month Term CD
Annual Percentage Yield (APY)
3.31%- Compounded Monthly
- Min. Opening of $1000
36 Month Term CD
Annual Percentage Yield (APY)
3.00%- Compounded Monthly
- Min. Opening of $1000
48 Month Term CD
Annual Percentage Yield (APY)
3.00%- Compounded Monthly
- Min. Opening of $1000
60 Month Term CD
Annual Percentage Yield (APY)
3.00%- Compounded Monthly
- Min. Opening of $1000
Join us
Experience the difference of a financial institution that truly put you first.
