Prescott Federal Credit Union

Personal Loans

Get the Money You Need

With a fixed rate and steady repayments, a personal loan offers flexible financing to help you pay for home improvements, car repairs, moving expenses, debt consolidation, and more.

Loan amounts from $500-$25,000
Terms up to 60 months
Fixed interest rate that won’t go up
No collateral required

Want an even lower rate? You may be able to use your savings as collateral. Ask about our secured personal loans to see what’s right for you.

Need ongoing access to cash? Ask about our personal lines of credit. You could get a revolving line up to $10,000.

View our Rates

Get Started Today

Applying is quick and simple! Call us or stop by, and we’ll walk you through your options in just a few minutes.

What is debt consolidation?

Debt consolidation means combining multiple high-interest debts, often credit cards or medical bills, into one manageable loan with a single monthly payment. By using a personal loan to consolidate your debt, you can often lower your interest rate, simplify your payments, and get out of debt faster.

Prescott Federal Credit Union Personal Loans

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Discover the local difference at Prescott Federal Credit Union

We’re your local, not-for-profit financial cooperative, serving military veterans, federal employees and Embry-Riddle staff and students. Learn more about our mission and become a member.

Join us

Experience the difference of a financial institution that truly put you first.