Prescott Federal Credit Union

Emergency Loans

Couple Talking about Getting an Emergency Loan in Prescott

Get Emergency Cash With No Hard Credit Check

When you’re in trouble and need a small amount of money quickly, an emergency loan could be the answer. For members who have been with Prescott FCU for at least one month, we offer small, short-term loans with much lower interest rates than most credit cards.

Our emergency loans offer a more stable and transparent option to get fast cash. To qualify, you’ll need to make biweekly repayments and have direct deposit set up with us.

  • Loan amounts from $200-$2,000
  • Terms from 30 days to 12 months
  • Fixed interest rate that won’t go up
  • No collateral required
  • No hard credit check to qualify
  • Application fee of $20

Get Started Today

Applying is quick and simple! Call us or stop by, and we’ll walk you through your options in just a few minutes.

Emergency loans vs. personal loans

If you need a larger loan amount, our personal loans are available up to $25,000, with fixed interest rates and terms up to 60 months.

  • Emergency loans are designed for true financial emergencies.
  • Personal loans are better for debt consolidation and larger expenses.
  • For ongoing access to cash (similar to a credit card), a personal line of credit can help.
Couple Getting Emergency Loans at Prescott Federal Credit Union
Explore More
  • Motorcycle Loans
  • RV/Boat Loans
  • Personal Loans
Discover the local difference at Prescott Federal Credit Union

We’re your local, not-for-profit financial cooperative, serving military veterans, federal employees and Embry-Riddle staff and students. Learn more about our mission and become a member.

Join us

Experience the difference of a financial institution that truly put you first.