Prescott Federal Credit Union

Certificates

Get a Guaranteed Return on Your Savings

With a certificate, you lock in a higher rate than typical savings accounts while your money is held for a specific length of time. It’s an easy way to earn more interest if you have savings you don’t need to use for a while.

  • No monthly maintenance fees
  • $1,000 minimum opening deposit
  • Choose a term from 6-60 months
  • Competitive rates that compound monthly

Open your certificate today! Call, email or visit us in person – it only takes a few minutes to get started.

How a certificate works

  1. Choose the term and amount you want to deposit. For example, $1,000 and a 12-month term.
  2. Interest is compounded monthly – sit back and watch it grow.
  3. When your certificate matures in 12 months, you can withdraw your money or renew your certificate.

Keep in mind that if you need access to your money before your certificate matures, you’ll likely have to forfeit some of the interest you’ve earned. Certificates are best for money you don’t need to touch for the length of the term.

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Discover the local difference at Prescott Federal Credit Union

We’re your local, not-for-profit financial cooperative, serving military veterans and their families, federal employees and their families, and Embry-Riddle staff and students and their families. Learn more about our mission and become a member.

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Experience the difference of a financial institution that truly put you first.