Rates

Loan Rates Savings Rates Certificate Rates

Effective as of: 12/26/2023
Loan Rates
To join Prescott Federal Credit Union, you must qualify under our approved Field of Membership and meet the membership requirements as set forth in Prescott Federal Credit Union Bylaws. A copy of Credit Union Bylaws is available upon request. By applying for membership, you authorize Credit Union now and in the future to review your account, credit and employment history, including but not limited to obtaining a report from a consumer reporting agency to verify your eligibility for membership, accounts and services.
 
Actual Annual Percentage Rate (APR) dependent upon borrower(s) credit qualifications. Additional rate discounts may apply. * Annual Percentage Rate
 
Vehicle Loans
TypeTermAPR
New AutoUp to 84 MonthsAPR as low as 7.50%*
Used AutoUp to 84 MonthsAPR as low as 7.75%*
 
New/Used RV or Motor HomeUp to 120 MonthsAPR as low as 9.75%*
 
New/Used Boat, jet skis, and ATV'sUp to 60 MonthsAPR as low as 9.75%*
 
New/Used MotorcycleUp to 60 MonthsAPR as low as 9.75%*
Other Loans
TypeTermAPR
SignatureUp to 60 MonthsAPR as low as 14.25%*
Revolving CreditAPR as low as 14.25%*
Share SecuredUp to 36 Months3%* over CD rate
VISA Credit CardAPR as low as 14.99%*
Overdraft LoanAPR as low as 14.25%*